Crypto, Made Spendable.

Use your crypto for everyday payments, online and in-store. Accepted worldwide, it fits seamlessly into how you already spend. No extra steps. Just pay.

No joke.
0+ trusted payment methods.

From PIX and UPI to SEPA and Apple Pay. Meet your customers on the rails they already use, local where it counts and global by default.

See all payment methods

Trusted payment methods supported by Parapay

Everything you need,
in one place

From rewards to instant transfers and an AI that understands your spending — Parapay packs your finances into one elegant experience.

Earn rewards on every transaction. Redeem points for gift cards, subscriptions, or your wallet balance.

A personal IBAN that lives inside your wallet. Receive salaries and global transfers anywhere in the world.

Move money as easily as you send a message. Reach contacts, wallets, or banks in seconds.

Your always-on financial copilot. Ask anything, automate routines, get plain-language answers in seconds.

How much did I spend at Starbucks this week?
Parapay AI
Parapay AI
$54.30 across 5 visits, about 18% above your weekly average.

The card is only the beginning.

Spend your crypto the way you want. You decide where, when, and how much you spend. Simple, fast, and fully on your terms.

Buying a latte

Buying a latte shouldn’t be harder than opening a wallet. Tap, pay, done.

Booking a flight

Booking a flight is faster than sending coins. Crypto in, ticket out.

Paying for groceries

Pay for groceries with crypto, like it’s cash. Scan, tap, go.

Renting a car

Rent a car with crypto. Hit the road without bank stress.

Built for everyday use

From daily purchases to global payments, Parapay works where you spend.

Crypto in. Fiat out.

Send crypto and pay out in local fiat, directly to bank accounts. Simple conversions, clear amounts, and a smooth payout experience.

Multi-currency payouts
Clear exchange rates
Fast settlement

Swap, simplified

Swap between supported cryptocurrencies in seconds, with clear rates and full transparency before you confirm.

Instant swaps
Clear rates & fees
No hidden steps

Your card, your way

Manage your virtual card instantly. View details, freeze when needed, and adjust limits anytime from one place.

One-tap card actions
Real-time management
Wallet-ready payments

See where your money goes

Get a clear breakdown of your spending by category and time, all in one simple view.
Structured reporting
Period-based analysis
Clear categorization

SECURITY,
BY DEFAULT

Bank-grade protection on every transaction. Encryption, monitoring, and certified compliance — built into every part of Parapay.

256-bit AES Encryption
Every byte is encrypted in transit and at rest with bank-grade ciphers used by global financial institutions.
PCI DSS Level 1
Audited to the highest payment-industry standard, with continuous compliance monitoring across our stack.
3D Secure 2.0
Frictionless authentication on online checkouts, with adaptive challenges only when something looks off.
Biometric Authentication
Face ID and fingerprint protect every sign-in and sensitive action — no passwords to leak.
Real-time Fraud Detection
ML models score every transaction in milliseconds and freeze suspicious activity before it lands.
Tokenized Card Numbers
Your real card number never reaches merchants — only single-use tokens that are useless if intercepted.

WORKS WHERE YOU ALREADY SPEND

Pay for subscriptions, apps, and online services using your Parapay card, just like any other card.

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CARD PLANS & PRICING

Compare plans and pick the one that works best for you.
Popular
Virtual Card
A virtual card designed for individuals and teams who want fast, flexible, and fully digital spending across borders.

$

10

/One time

Get Started

BTC ETH USDT SOL TRX USDC
Domestic and international use
Consistent global acceptance
Simple, predictable pricing
1.5% Cashback
Popular
Physical Card
For teams and businesses that need physical cards, advanced controls, and deeper visibility across spending.

$

100

/One time

Get Started

BTC ETH USDT SOL TRX USDC
Physical Visa card
Worldwide card acceptance
ATM withdrawals
Advanced spending controls
Live budgets