Crypto, Made Spendable.

Use your crypto for everyday payments, online and in-store. Accepted worldwide, it fits seamlessly into how you already spend. No extra steps. Just pay.

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Use your card in 150+ countries

Works at over 150 million stores, restaurants, and websites in 150+ countries.

Built for global payments.

Payments adapt to local methods wherever you are.

Enjoy fast, frictionless spending for everyday and online purchases.

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The card is only the beginning.

Spend your crypto the way you want. You decide where, when, and how much you spend. Simple, fast, and fully on your terms.

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Buying a latte shouldn't be harder than opening a wallet.

Tap, pay, done. Use your crypto card at any store, café, or online shop worldwide.

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Booking a flight is faster than sending coins.

Book flights, hotels, and travel with crypto. Instant conversion, zero hassle.

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Pay for groceries with crypto like it's cash.

Scan, tap, and go. Your everyday shopping just got a whole lot easier.

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Rent a car with crypto. No bank stress before your trip.

Hit the road with confidence. Pay for rentals, fuel, and tolls straight from your wallet.

Built for everyday use

From daily purchases to global payments, Parapay works where you spend.

Spending Summary

Crypto in. Fiat out.

Send crypto and pay out in local fiat, directly to bank accounts. Simple conversions, clear amounts, and a smooth payout experience.

Multi-currency payouts

Clear exchange rates

Fast settlement

Swap, simplified

Swap between supported cryptocurrencies in seconds, with clear rates and full transparency before you confirm.

Instant swaps

Clear rates & fees

No hidden steps

Your card, your way

Manage your virtual card instantly. View details, freeze when needed, and adjust limits anytime from one place.

One-tap card actions

Real-time management

Wallet-ready payments

See where your money goes

Get a clear breakdown of your spending by category and time, all in one simple view.

Structured reporting

Period-based analysis

Clear categorization

Everything you need,
in one place

From rewards to instant transfers and an AI that understands your spending — Parapay packs your finances into one elegant experience.

Cashback and Rewards

Earn rewards on every Parapay transaction — plus a referral bonus for every friend you bring on board. Redeem points for gift cards, subscriptions, or convert them straight into your wallet balance.

Virtual Bank Account

A personal IBAN that lives inside your wallet. Accept salaries, invoices, and global transfers — funds settle straight into your Parapay balance.

Money Transfer

Move money as easily as you send a message. Reach contacts, external wallets, or bank accounts in seconds — no intermediaries, no waiting.

AI Assistance

An always-on financial copilot inside Parapay. Ask anything about your spending, set up automations, and get plain-language answers — instantly.

How much did I spend at Starbucks this week?

Parapay AI

$54.30 across 5 visits — about 18% above your weekly average.

Where did most of my money go last month?

Parapay AI

Your biggest categories last month:

✈ Travel – $480 🍽 Dining – $295 💳 Subscriptions – $124

Want me to set a monthly cap?

Security

SECURITY,
BY DEFAULT

Bank-grade protection on every transaction. Encryption, monitoring, and certified compliance — built into every part of Parapay.

Parapay Virtual Card

Parapay Card

Parapay Physical Card

Parapay Card

Parapay Card

AES-256

PCI DSS L1

Biometric

24/7 Monitor

256-bit AES Encryption

Every byte is encrypted in transit and at rest with bank-grade ciphers used by global financial institutions.

PCI DSS Level 1

Audited to the highest payment-industry standard, with continuous compliance monitoring across our stack.

3D Secure 2.0

Frictionless authentication on online checkouts, with adaptive challenges only when something looks off.

Biometric Authentication

Face ID and fingerprint protect every sign-in and sensitive action — no passwords to leak.

Real-time Fraud Detection

ML models score every transaction in milliseconds and freeze suspicious activity before it lands.

Tokenized Card Numbers

Your real card number never reaches merchants — only single-use tokens that are useless if intercepted.

WORKS WHERE YOU ALREADY SPEND

Pay for subscriptions, apps, and online services using your Parapay card, just like any other card.

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CARD PLANS & PRICING

Compare plans and pick the one that works best for you.

Popular

Virtual Card

A virtual card designed for individuals and teams who want fast, flexible, and fully digital spending across borders.

$

10

/One time

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Domestic and international use

Consistent global acceptance

Simple, predictable pricing

1.5% Cashback

Popular

Physical Card

For teams and businesses that need physical cards, advanced controls, and deeper visibility across spending.

$

100

/One time

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Physical Visa card

Worldwide card acceptance

ATM withdrawals

Advanced spending controls

Live budgets

Popular

Basic plan

Powerful banking and finance essentials included with every account.

$

$16

/month

Get Started

1.5% Cashback

Global card acceptance via a local program.

AI-powered custom rules

Up to two entities (1 global entity)

Popular

Premium plan

For businesses that need more efficiencies and streamlined invoicing.

$

$29

/month

Get Started

Dynamic expense review chains

AI-driven compliance audit insights

Multi-entity (US & International)

Tailored ERP and HRIS integrations

VAT documentation

Live budgets